Pak Suzuki’s Unbeatable Finance Offers May Ignite the Car Market


In the wake of a tumultuous economic downturn caused by the incumbent government’s ill-conceived financial policies, Pakistan’s local car industry has endured more than a year of uncertainty. The prevailing instability has taken a toll on automakers, leaving them desperate for a glimmer of hope in the market. To combat the slump and attract customers to their desolate showrooms, car companies, notably Pak Suzuki Motor Company (PSMC), have introduced enticing offers and collaborations with financial institutions, such as HBL.

Pak Suzuki and HBL’s New Finance Offer for New Cars:

In a recent tweet, Pakistan Suzuki Motor Company (PSMC) and HBL unveiled a groundbreaking finance offer for their new car lineup, including popular models like Alto, Wagon R, Cultus, and Swift. This collaboration presents an unparalleled opportunity for customers to save substantially while driving home their favorite Suzuki model. Let’s delve into the exciting benefits and details of this limited-time offer:

  • Substantial Savings: Customers can save up to Rs.600,000, making their dream of owning a Suzuki car more affordable and within reach. The estimated savings are based on current ex-factory prices and the current offered rates, but they are subject to change.
  • Fixed Markup Rate: The finance offer boasts a fixed markup rate of 22.99%. This stable interest rate provides customers with the assurance of predictable monthly payments and shields them from fluctuations in the market.
  • Flexible Financing Options: Customers have the flexibility to choose from up to 5 years of financing options. This extended period allows for manageable installment plans and caters to a diverse range of budgets.
  • Special Financing Period for Suzuki Swift: For the new Suzuki Swift, the offer provides a unique 3-year financing period. This tailored financing solution aims to make the Swift even more accessible and attractive to potential buyers.
  • Competitive Insurance Rate: The offer includes an insurance rate of 1.9%, ensuring that customers benefit from affordable and comprehensive coverage for their newly acquired Suzuki vehicle.
  • Free 1-Year Maintenance: Recognizing the importance of after-sales service, Pak Suzuki extends a complimentary 1-year maintenance package to all customers availing this finance offer. This value-added benefit ensures a hassle-free ownership experience during the initial year.
  • Free Tracker: To enhance the security of the purchased vehicles, Pak Suzuki includes a complimentary tracker, giving customers peace of mind and added protection against theft.

Terms and Conditions:

As with any offer, certain terms and conditions apply to Pak Suzuki and HBL’s finance collaboration. It is crucial for customers to be aware of the following details:

  • Limited-Time Offer: The finance offer is available for a limited duration. Interested customers are advised to take advantage of this opportunity while it lasts.
  • Savings Estimation: The saving amounts mentioned are estimated based on the current ex-factory prices and offered rates. However, they are subject to change and depend on market conditions.
  • Financing Equity: The financing period of 5 years requires a 30% equity contribution, while the Swift’s 3-year financing period necessitates a 40% equity contribution.
  • Additional Fee for Wagon R: Customers purchasing any variant of the Wagon R should note that an additional registration fee (excluding taxes) applies.
  • Valid for Selected Variants: The offer is valid only for selected variants of Suzuki cars. Customers should consult with authorized dealerships to confirm the eligibility of their preferred models.

PSMC’s Offer for Used Cars:

In addition to the finance offer for new cars, Pak Suzuki has also introduced an installment plan for used cars in collaboration with Meezan Bank and Bank Al-Falah. This offer extends to all authorized Suzuki dealerships and includes the following features:

  • Discounted Insurance Rates: Customers availing the installment plan benefit from discounted insurance rates, ensuring cost savings without compromising on coverage.
  • Reduced Processing Fee: The offer provides up to a 50% discount on the processing fee, further lightening the financial burden for customers.
  • Discounted Markup Rate: Customers opting for this plan enjoy a discounted markup rate, making the overall financing package more affordable and attractive.
  • Residual Value Financing: The offer allows for residual value (RV) financing for up to three years. This feature provides customers with flexible options when it comes to repayment terms and ownership of the used Suzuki cars.
  • Extended Financing Period: The financing period for used cars extends up to 8 years, enabling customers to spread their payments over a longer duration and making ownership more manageable.


In the face of an economic meltdown and widespread uncertainty, Pak Suzuki Motor Company (PSMC) has taken a bold step to revive the local car industry. Their collaboration with HBL and the introduction of attractive finance offers for new and used cars demonstrate their commitment to the customers and the broader economy. Whether it is the opportunity to save significantly on new cars or the convenience of installment plans for used cars, these offers provide hope and affordability for aspiring car owners in Pakistan.